Set a comfortable budget
Consider the whole housing picture: payment, taxes, insurance, maintenance and other responsibilities.
YOUR PURCHASE, STEP BY STEP
Make room for what comes next.
A home search starts with more than a listing. Get organized around your budget, your timing and the questions you want answered before you commit.
Educational information · Current licensing and product availability require verification
PREPARE FOR YOUR NEXT STEP
Three things to think through.
Prepare for a conversation
Make a list of your goals and questions. Financial documents should only be shared through an approved secure channel.
Understand the next steps
Ask how a loan review, written estimates, property review and closing would fit your timeline. No outcome or timing is guaranteed.
MORTGAGE QUESTIONS
Understand your next step.
Is this a preapproval application?
No. Reading this guide or visiting the contact page does not submit an application, authorize a credit check or establish preapproval.
Which loan should I choose?
Explore the educational program guides, then compare any available options with a licensed professional once the business and contact details are verified.
What happens after I identify a home?
A transaction may involve a purchase contract, appraisal or other property review, title work, insurance, underwriting and closing disclosures. Requirements depend on the property, program and transaction. Do not waive protections based on website information.
PLAN YOUR NEXT STEP
Move forward with the right questions.
Preparing to buy or considering a refinance? Start with your goals.
Apply Now opens the external application portal in a new tab. Applying does not establish approval. Contact David: 801-643-3471Dave@lenderforlife.org. General questions only; do not send sensitive financial information.